Topic > It is worth taking on significant debt to earn a college degree.

One of the main benefits of getting a high school education that many people can agree on is a future with some type of financial security thanks to a stable profession and income. According to the College Board's 2013 Education Pays report, people with higher levels of education earn more and are more likely to find work than others. The report also states that college graduates earn about 65 percent more than high school graduates, and those with advanced degrees earn two to three times more than high school graduates. The wage premium increases as workers advance along their career path (College Board, 2013). It is very clear and understandable that the more education, the more opportunities, as long as you are willing to invest money, effort and time. Higher education not only provides better job opportunities but also influences health and provides knowledge for living healthy lifestyles. Better education can increase people's knowledge and cognitive skills, allowing them to make better decisions about their health, healthcare and management of medical care. According to an article written by the Commission to Build a Healthier America, a higher level of education has been associated with health-promoting behaviors, including increased consumption of fruits and vegetables and other aspects of healthy eating, l Engagement in regular physical activity and abstention from excessive consumption. from alcohol and smoking. Statistics show that college-educated adults are less likely to be obese than others, and children who live in families with more educated parents are less likely to be obese than other children (Education Pays, 2013). It has been established that higher education correlates with a higher paying job with an income that affords them the ability to live in neighborhoods with little to no crime rates with access to recreational facilities. This is an example of a health-promoting environment that encourages and enables people to adopt and maintain healthy behaviors (Commission to Build a Healthier America), thus enabling longer lives. People with higher education also tend to actively participate and contribute to society. This means that these individuals are open to volunteering in their communities providing assistance to homeless shelters and those less fortunate, as well as keeping their communities clean. These individuals are also aware of the government and its policies, their civic responsibilities, voting, and other political interests. This gives individuals a sense of satisfaction and happiness. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an Original EssayAdvantages also come with costs or disadvantages. When it comes to pursuing a higher education, one of the biggest drawbacks is debt. The cost of college is very high and the average student cannot afford it, forcing them to have to use government/federal loans or private loans to pay for their education, unless they have full scholarships or financial aid for cover the cost of education. lessons. The cost of college tuition is rising rapidly, but students who can't afford to go to college continue to enroll. The Wall Street Journal reported that, according to an analysis of government data, the average college student is saddled with at least $33,000 in debt after graduation, and each year the number of students taking on the debt increasesdebts. Student debt now overwhelms the older generation. In 2012, there were 6.9 million student loan borrowers, 50 and older, who together owed $155 billion with average individual balances ranging from $19,521 to $23,820. According to the Joint Economic Committee of the United States Congress, approximately 60% of 2011 graduates have student loan debt balances equal to 60% of their annual debt.income. Another disadvantage of higher education is unemployment. Although the odds of finding a well-paying job after graduating from a higher education institution are greater than finding one right after college, research showed in 2010 that only 4.1 percent of college graduates were unemployed, that percentage is now at 7.9% according to the survey. USA Today research on 2014 college graduates. Compared to the 13.8% of unemployed high school dropouts, this shows that having a high school education reduces your chances of unemployment, but according to a 2010 Huffington Post article, people with higher education or advanced degrees were equally vulnerable to long-term risks. unemployment as people without higher education once unemployed. In 2011, 50% of US college graduates under the age of twenty-five were employed only part-time or had no job (Huffington Post). Most employers would prefer people with more experience than a college degree because having experience and training shows that you have skills that those with a college degree lack. There is no guarantee that with higher education you will get a job after graduation. Another disadvantage of obtaining a higher education is the delay in entry into the real world and the lack of real-world involvement. Going to college means giving up valuable job opportunities and acquiring skills, learning and training. The Time/Carnegie Corporation survey in New York (2012) reported that 40% of college students believe that the purpose and goal of completing a college degree is to gain new knowledge and skills for a career. For example, Lagemann and Lewis (2012) suggested that the public purpose for attending colleges and universities has less to do with the pursuit of economic or employment benefits and much more to do with preparing young adults with generic skills and civic education such as civic values. , ideals and virtues. They argued that college students must “develop generic skills and dispositions to listen attentively and empathetically to other people… rationally analyze what is said, read, and observed;… present thoughts clearly;… deal with assertions that do not supported; and… identify reasonable strategies for action” (Lagemann & Lewis, 2012, p. 12). Most students do not feel they learned these skills in college, making the goal of attending a four-year institution of higher education futile. There are a number of factors to take into consideration when deciding whether obtaining a higher education can be a positive decision or a negative decision and whether or not a person should pursue it. The benefits of obtaining a higher education range from guaranteed employment, to improved healthy lifestyles, to higher income, to social recognition. While the disadvantages of attaining a higher education range from increased debt to delaying real-world experience. Attending an expensive or private four-year institution rather than attending a regular public or community college is also a decision many people have to make. Some people believe that the level of education you will get is greater in one.