OutlineTHESIS: There is a growing number of students with credit card and student loan debt at Broward College. Not everyone is aware that their debts continue to accumulate interest over the years and leave the student in a precarious financial situation if left unchecked. Students should be informed of methods by which they can avoid or manage student credit card or student loan debt.I. Broward College students don't even realize they are incurring ongoing debt. Boward College students incur debt before they even start working and receiving a regular paycheck.B. Students who learn about their student loans and credit card debt develop a fear of not being able to repay what they owe.II. Students in debt regularly borrow money from various sources to repay education-related expenses.A. It has become increasingly difficult to afford a regular college education.B. The cost of a semester in college is often more than the amount parents have set aside for the student's educational needs.III. Broward College students realize they have a problem with student debt and credit card loans, which is why some of them are looking for ways to get out of debt. Some students go to the university careers office to work out a payment scheme based on potential future incomeB. Students have considered loan consolidation even at this early stage in their lives.C. Other students have considered filing for bankruptcy to avoid paying their debt.IV. ConclusionA. Most Broward College students realize that they need to pay off their debts immediately after graduation and get a regular job.B. Broward College needs to push its students... halfway... in mind, a consultation with the university's career office can help you determine how much money you could earn in the future and use that figure as a starting point in debt payment management. A quality education is important for every student's future. But as achieving this goal becomes increasingly financially taxing, college students must learn to quickly grow into mature adults when it comes to taking on and paying off student debt. Works Cited Jonnes, Alex. “Aid for students: debt consolidation”. Expert authors. Ezine articles. nd Web. March 8, 2012. Miller, Radhika S. “The Student Debt Crisis Is Not Just an Economic Issue.” Student Loan Ranger. News from the United States. January 11, 2012. Web. March 7, 2012. Tompor, Susan. “Student Loan Debt Exceeds Credit Card Debt in the United States.” Money: personal finance. United States today. 10 September 2010. Web. 9 March. 2012.