Online banking has increased dramatically as most, if not all, banks use online banking. Furthermore, these banks also include the use of device applications (tablets, smartphones, etc.) to make online banking easier and more mobile for customers. Nowadays, selling and buying online is common. For example, eBay allows almost anyone over the age of 18 to sell and buy goods online. This use of e-commerce has made everyday shopping easier for individuals and has also given way to the need for companies like UPS and Fedex. Online marketing seems to be everywhere on every website. Almost every website you visit has some form of online marketing. For example, YouTube began playing advertisements before viewing a video, and Facebook allowed businesses to place advertisements on Facebook. Finally, data exchange has become common among businesses. Companies exchange recognizable data with each other to improve their products. Typically, companies that exchange data are companies that collect data with those who need the data. For example, there are companies that are completely dedicated to collecting data, and then selling it to companies that need it. A common example of companies that collect data are companies that run websites that ask people to fill out surveys. Therefore, it is clear that e-commerce has many uses and a large sum