As a retired Navy service member, my health insurance covers her as my secondary dependent and her medical needs are well taken care of. My mother-in-law's presence has enriched my family in many wonderful ways, and my wife and I consider it our sacred duty and responsibility to care for her until the end. In fact, we took on the responsibility of being her caregiver in old age, a commonly expected role in Filipino culture. As practicing Catholics, our religion also asks us to respect, revere, and care for our elders until their last dying day, and so my wife and I have committed to caring for my mother-in-law by not placing her in a home for elderly even when this seems to be the norm nowadays in the West, but making it remain as comfortably as possible in our home until the end. Of course, this will become increasingly difficult as my mother-in-law's ability to take care of her personal needs and other activities of daily living will become more and more limited as the years go by. However, my wife and I decided early on that when that time comes, one of us will quit our day jobs and take on the full-time responsibility of caring for my mother-in-law. We are confident that with our savings, modest investments and insurance coverage, we will be able to overcome that period in the future when our family will have to temporarily rely on the income of a single employee. Because the task of caring for an elderly family member can become quite challenging, my wife and I have also considered using outside help from part-time home care aides provided by licensed home care agencies. Whereas my mother-in-law agreed to immigrate to the United States, adopt a new country and citizenship, and